If you own your home, you can build a level 2 shelter. The official reference is FEMA guide P-320, Taking Shelter from the Storm (residential safe rooms), and P-361 (community safe rooms and design criteria); both are based on the ICC 500 standard.
What FEMA means by a safe room
A safe room that also works against fallout
FEMA P-320 does not design safe rooms for radiation, but a reinforced concrete room has mass. With the half-value thicknesses in chapter 15, an 8 in (20 cm) concrete wall equals about three half-value thicknesses: the radiation coming through that wall drops to about 1/10. The roof counts as much or more, because fallout settles on top. If you want dual use, ask the engineer for: