Basics
After the disaster: first 48 hours of recovery
The worst has passed. Go back safely, document everything, and avoid scams.
Do this nowTap each step when done
- 1Go back only when authorities say so.
- 2Go in with shoes, gloves, and a flashlight. There's glass and nails.
- 3Smell gas? Get out and call. Downed wires: your electric or gas company.
- 4Water over the outlets? Don't turn on the light. Have an electrician check.
- 5Take photos and video of all the damage before cleaning up or throwing anything out.
- 6Notify your insurance and the complex management.
- 7Check on the neighbors and text your out-of-state contact.
Don't
- Don't pay anyone to "register" you with FEMA.
- Don't give out your Social Security number or bank details at the door.
Have ready
- ID and lease.
- Prior video of every room, closets open.
- Renters policy and insurance phone number.
Key factIf there is a disaster declaration for your county: DisasterAssistance.gov or FEMA 1-800-621-3362; usual deadline of 60 days. Fraud: 1-866-720-5721.
More detail
Reviewed: Nov 2026 · Sources: Chapter 10 · Natural disasters
